Jan. 7, 2025
Achieving Homeownership Dreams
Kasey shares her personal journey into the real estate mortgage industry, recounting inspiring success stories of clients who have transformed their credit scores and turned their homeownership dreams into reality. With the support of Carolina One Mortgage's robust programs, individuals from all walks of life have moved into their first homes, some even at the age of 18! This conversation sheds light on Kasey's passion for making a tangible difference in people's lives and highlights the importance of early
pre-approval to maximize benefits. Whether you're a potential homeowner or simply interested in the dynamics of real estate, this episode promises a wealth of knowledge and inspiration.
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One Welcome to Spotlight for Success by American Book Company.
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We are here at the South Carolina Council of Teachers of Mathematics with Casey with Real Estate Mortgage.
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How are you today?
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Good Great.
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Wonderful.
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Absolutely.
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I'm here with Carolina One Mortgage and they are partnered with Carolina One Real Estate.
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Wonderful, that's great.
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So if you can tell us, with Carolina One Mortgage, the kinds of things that you do for your clients,
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Yeah, absolutely so we partner with the real estate company, but we can help anybody in the state of South Carolina and to get them pre-approved to move into their dream home.
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That is wonderful.
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To move into their dream home, that is wonderful.
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What are some of the steps that a client would take working with Carolina One Mortgage?
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Yeah, so three of the biggest things that might prevent someone from buying a house is income, assets and credit.
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So fortunately, with our company, we offer so many great incentives, as well as a credit enhancement program, to really get everyone where they need to be in order to get the best interest rate possible to buy a house.
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So, along with that, we also have down payment assistance programs in the state of South Carolina, and those are actually some of my most common loans, because might as well give out some more down payment money.
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So, yeah, absolutely so.
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It's a great, great programs that we offer.
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That is wonderful, Kasey.
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So was this something you wanted to do when you went to college earlier?
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Yeah.
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So I went to college and I kind of shadowed in this industry and after seeing all the success stories and people really seeing this job make a difference in people's lives, moving into their first homes and even some people at the age of 18, some people at the age of 60 for their first homes, and it's just, it's just an incredible feeling getting people in a house.
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Gosh, that's wonderful.
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Do you have a specific story you could share about helping a client?
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Yeah, absolutely so, with our credit enhancement program.
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It is incredible because I've seen scores go from the 400s all the way to the six 700s in order to get someone pre-approved in that house.
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Wow, that is incredible, Casey.
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What great work you're doing there.
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Thank you.
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and do you have anything else you'd like to share with the South Carolina Council Teachers Mathematics community?
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Yep, other than in the spring.
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Every year we have a program that comes out with South Carolina State Housing that is specialized to teachers for down payment assistance, and it's different the terms are different every year but it's such a great program and so let's get you pre-approved now, so whenever that program comes out, you guys will be ready to go.
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There we go.
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Let's go and get everybody in a home right.
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Absolutely.
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All right.
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Well, thank you, casey, thank you for speaking with us, and I hope the rest of the conference is fantastic for all of you.
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Perfect.
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Thank you so much.
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Thank you.
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